Find your bearings.

A few useful places to start

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Free tool / 06

The work. The payments.
The amount retained.

A transparent, before-tax breakdown using your work value, holdback rate, releases and payments. Every step stays visible.

Your worksheet

Your entries stay in this page. Download or print the result before closing or refreshing. No account or upload needed.

See what makes up the balance

A clearer breakdown
starts with your figures.

Enter the applicable rate, or try the labelled example to explore the arithmetic.